Flat 5-tab IA — same UI for every persona. Permissions gate content, not navigation. Locked features render as muted cards in place. Light theme, Groww emerald + GPay blue. Tasks tab consolidates v1-v5's Workspace; Office collapses into Today + Team + Me.
Switch personas to see how the same screens shift between locked and unlocked. Try Today's punch card, Tasks filter chips, Chats (with Channels), Team approvals (D/E only), Me's payroll.